LIFE STAGE CALCULATORS

Take a peek into your financial future with the Financial Management Center Life Stage Calculators.  Use the various “what if” tools to receive on the fly feedback and explore how different tactics will affect your financial goals, and then securely send the data to your CFS* Financial Advisor.


What may my 401k be worth?

It may surprise you how significant your retirement accumulation may become simply by saving a small percentage of your salary each month in your 401k plan. Use this calculator to estimate how much your plan may accumulate for retirement.

How much will I need to save for college?

With the ever rising costs of college tuition, it is important to start saving early. Interest working for you now in a regular savings program is much better than having interest work against you in the future in the form of education loans. Use our college savings calculator to determine how much you should be saving for college on a regular basis.

What is the long-term impact of increased investing return?

It may surprise you  how much more you could accumulate in savings simply by repositioning assets and investing to achieve potentially a slightly higher return.  Even one, two or three percent return over a short number of years can make a difference in your investing accounts.

How much can I contribute to an IRA?

Many factors can affect your eligibility and contribution limits to either the Traditional IRA or Roth IRA — tax filing status, your current earned income level and whether or not you participate in a retirement plan at work. Use this calculator to help you determine whether or not you are eligible to contribute to both the Traditional IRA and Roth IRA and the maximum amount that may be contributed.

How much Life Insurance will I need?

Planning to meet the financial needs of your survivors is one of the most important and fundamental steps in creating a sound financial plan for you and your family. This step may require the purchase of a life insurance policy to help ensure that your family’s needs will continue to be met, even after your untimely death cuts your earnings potential short.

How much will I need to save for retirement?

Retirement can be the saddest or happiest day of your life. This pre-retirement calculator may help you determine how well you have prepared and what you can do to improve your retirement outlook. It is important that you re-evaluate your preparedness on an ongoing basis. Changes in economic climate, inflation, achievable returns, and in your personal situation will impact your plan.


 


 
 
 
*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor.  Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. NASA Federal Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.


CUSO Financial Services, L.P. and its representatives do not provide tax advice. For such advice, please contact a tax professional.